CASH CHECKS AND GET YOUR MONEY IN MINUTES

With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere

Get your money in minutes in your bank, prepaid card and PayPal accounts

Choose to pay credit card bills or split a check and fund multiple accounts

If your check is approved, the money is as good as cash and safe to spend on purchases and payments made in-store, online and in Apple Pay

Terms and fees apply.

ENROLL, SNAP, GO!

It’s easy to get started

Create your Ingo Money profile right in the app and then link your bank debit card, prepaid card, PayPal account and credit cards

To cash your check, take a photo of the front and back and submit it for review

If your check is approved and your account is funded or your bill is paid, the money is guaranteed

No check cashing lines

No deposit holds

No take-backs

No worries.

With Ingo Money, it’s in with a check, and on with your life.

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The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S

Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, Pathward and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; and (3) most prepaid cards, including Regions Now Card®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, Kroger® 1-2-3 REWARDS® and more

Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®

You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird by American Express

Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.

Ingo Money is a service provided by Sunrise Banks, N.A

Member FDIC and Ingo Money, Inc., subject to the Sunrise Banks and Ingo Money Terms and Conditions and Privacy Policy

Approval usually takes 3 to 5 minutes but can take up to one hour

All checks are subject to approval for funding in Ingo Money’s sole discretion

Fees apply for approved Money in Minutes transactions funded to your card or account

Unapproved checks will not be funded to your card or account

Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service

Your wireless carrier may charge a fee for data usage

Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account

See your Cardholder or Account Agreement for details

Ingo Money service is not available for use within the state of New York.

Designated trademarks and brands are the property of their respective owners.

© 2026 Ingo Money, Inc

All Rights Reserved.