Your money

Truly yours.

Moneda is a new kind of finance app that combines the clarity of traditional banking with the freedom of stablecoins

Manage EUR and USD accounts, earn in regulated stablecoins, and move money across currencies, all while staying in full control of your funds.

Key Features:

- Spending Accounts in EUR and USD

Hold euro (EUR) and US dollar (USD) stablecoins

Manage and monitor your balances in a secure, intuitive interface.

- EUR and USD Virtual Accounts

Open a virtual account under your name in EUR or USD to top up or make transfers via SEPA or ACH.

- QR Payments

Pay other users and save them to your contacts by scanning their QR code on Moneda.

- Earnings Accounts

Grow your balance with daily compounding and higher earnings than traditional banks. (*Returns vary over time and are not guaranteed.*)

- Currency Swaps Made Simple

Instantly swap between EUR and USD within the app

No hidden markups or opaque conversion fees.

- Built for Global Users

Borderless finance designed for modern professionals, remote workers, and anyone living or earning internationally.

- Security and Self-Custody

You stay in control

Moneda is self-custodial, meaning you alone hold access to your funds

Our secure, regulated infrastructure ensures transparency, privacy, and peace of mind.

- Coming Soon

Moneda Card to make global payments and spending effortless.

Moneda is finance beyond banks

It empowers you to earn, save, and move money globally with full transparency and control

No middlemen, no hidden fees, no complexity

Just your money, working on your terms.