App Description

There are countless money apps out there. You can send, receive, convert, and spend in more ways than ever before. But if you’re a freelancer, creator, or entrepreneur from a global majority market who uses stablecoins, chances are, you’ve still been left out. At Onboard, we’re building something different - a financial platform truly designed for how you live and work. Not with bells and whistles, but with clarity, trust, and performance. Built for the Global Majority We’re not trying to be everything to everyone. Onboard is a financial platform for the new global class - people working online, using stablecoins, getting paid in global currencies, and building lives across borders. We’re built for: Freelancers, creators, and entrepreneurs in and from Africa, Asia, Latin America, and beyond People who get paid in stablecoins (USDT or USDC) or global currencies (e.g., USD) and want to spend globally or send local currencies People tired of juggling 5+ platforms just to manage their money People who want world-class tools without being treated like second-class users If that’s you, welcome! One Platform. Everything You Need. With Onboard, you can: Open a USD account in your name Receive USD or stablecoins from global clients, platforms, and partners Send local currencies, USD, EUR, or crypto Swap between stablecoins and other digital assets Spend instantly with a card that works globally Withdraw to your local bank or mobile wallet Trade & invest in digital assets We don’t try to do everything. We focus on what matters — and do it exceptionally well. We care about: The best available rates Fast, reliable money movement Transparent, low fees Radically simple UX Clean, intuitive UI And real, human support And if you’re transacting over $1,000/month, you get direct access to a relationship manager who knows your name and is personally dedicated to your financial success. Onchain Under the Hood. Fintech-Simple on the Surface. We believe in the onchain economy. We also think you shouldn’t need to understand ‘gas fees’ or ‘seed phrases’ to send or receive money. That’s why Onboard is onchain-native under the hood — and fintech on the surface. What that means for you: Lower costs Better speed Global interoperability Transparent, verifiable infrastructure Full regulatory compliance If Cash App and Coinbase had a baby — one that prioritised simplicity and accessibility — it might look like Onboard. Compliant. Registered. Ready to Scale. In fintech, trust isn’t optional. It’s everything. That’s why Onboard is built on a multi-jurisdictional regulatory foundation, giving us the clarity and legitimacy to operate globally and grow responsibly. Our Regulatory Footprint: Region Entity Registration What It Enables Canada GoPay Financial Services Inc. (“Onboard Pay”) FINTRAC MSB (#C100000565) FX, money transfer, crypto, PSP services European Union (Poland) Nestcoin Europe Sp. z o.o EU VASP License (#RDWW-1639) Crypto exchange, custody, wallet services United States Onboard Digital FinCEN MSB (#31000293152346) Cross-border payments, FX, crypto (MTL expansion in progress) This stack gives us: Trusted regulatory coverage in North America and the EU The ability to scale new products — cards, credit, crypto, and more Strong relationships with banks, partners, and regulators We're building for the long term — and doing it right. The Bottom Line People all over the world are working globally, earning in stablecoins or USD, and trying to manage money across borders. But the tools haven’t kept up — they’re fragmented, slow, or simply unavailable. Onboard changes that. We’re here to help you: Receive money globally Spend it locally Move fast and with confidence All from one beautifully-designed, regulatory-compliant, user-friendly platform Simple. Compliant. Built to last.