App Description

Mobile banking and investing made easy. Send money instantly, deposit checks digitally, pay bills online, track spending with budget tools, save cash in high-yield accounts, and trade stocks with no commission (other fees apply). WHY DO 10M+ MEMBERS LOVE SOFI? ----- SOFI PLUS PREMIUM MEMBERSHIP ----- • America's most rewarding financial membership with $1,000+ in value² each year with qualifying activities. • Exclusive cash back rewards, lending discounts, and savings perks to help you reach your goals. • Sign up for $10 / month or at no cost with direct deposit. ----- MOBILE BANKING FEATURES ----- • Mobile checking with no monthly fees, no minimum balance requirements, and no overdraft charges^ for no account-fee free banking. • Get your paycheck up to two days early with direct deposit* and enjoy immediate access to your funds with mobile banking. • Find and use over 55,000+ fee-free ATMs nationwide³ to access your cash without ATM fees or surcharges. • Send money to friends, pay bills online, and make transfers between accounts without extra charges or waiting periods. ----- INVESTING TOOLS ----- • Trade stocks and ETFs with no commission through our easy-to-use online investing platform with SoFi Securities (other fees apply). • Start investing in fractional shares with just $5 to build a diversified stock portfolio regardless of your budget with SoFi Securities (restrictions apply). • Access exclusive IPO stock investments before public trading through SoFi's investment platform advantages. • Choose automated investing options tailored to your financial goals with digital portfolio management with SoFi Wealth. ----- HIGH-YIELD SAVINGS ----- • Earn a highly competitive APY¹ with direct deposit to maximize your savings account growth. • Create custom Savings Vaults for your financial goals to organize funds for emergencies or major purchases. • Transfer money instantly between checking and savings accounts§ with no transfer fees or waiting periods. • Track savings progress with digital tools and watch your money grow faster than with traditional banks. ----- PERSONAL LOANS & CREDIT ----- • Apply for competitive loan rates for debt consolidation, home improvements, or other major purchases. • Monitor your credit score with regular updates and credit tracking to stay informed about your financial health. • Explore student loan refinancing options to potentially lower your monthly loan payments and save money. ----- BUDGET TRACKER ----- • Track spending across all your linked accounts with automatic budget categorization and spending insights. • Get real-time spending alerts for unusual activity to help protect your accounts and maintain your budget. • Set up bill payment reminders to avoid late fees and keep your budget on track with our money management tools. ----- SECURITY FEATURES ----- • Bank-level digital encryption protects your personal and financial information when banking online. • Receive instant fraud alerts for suspicious account activity to protect your money and personal information. • Bank with confidence knowing your deposits have FDIC insurance protection up to $3 million⁶. ----- SPECIALIST SUPPORT ----- • Get help from our dedicated financial team 7 days a week for all your banking and investing questions. • Connect through secure in-app chat for immediate assistance with your accounts, loans, and investments. • Call us directly at (855) 456-SOFI (7634) for customer support. Download SoFi today for better mobile banking, investing, and budget tracking! Join 10M+ members managing money in one powerful app with exclusive financial features.